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For those who borrowed $5,000 more than a 48 month time period along with the loan had a eight% arrangement price ($400), your month-to-month repayments would be $131.sixty seven, with a complete pay back again volume of $6320.12 which such as the 8% cost paid out from the loan total, would have a total expense of $1720.12. Agent 18.23% APR. WHY si